Autopay lets a customer authorize you to charge a saved payment method automatically, on set days or when their balance reaches a threshold. It turns slow payers into on-time ones and removes the monthly chase. Under the ACH network's rules, recurring debits from a customer's bank account require the customer's authorization, and the record of it should be kept.
Good autopay asks for clear authorization, applies credits before charging, sets limits per run, and pauses itself with a reason when a payment fails.
In APFoodz buyers set up autopay themselves on the storefront.